Our Blog

Stay up to date with financial planning insights, veteran news, DVA changes, superannuation updates and retirement strategies from the Apex Financial Services Group team.

The Role of a Financial Adviser

Discover what a financial adviser really does beyond managing investments. Learn how personalised financial advice can help Australians, Defence members and veterans with budgeting, superannuation, insurance, retirement planning and achieving long-term financial goals.

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Severe Impairment Payment Changes 2026

Changes to the Severe Impairment Payment (SIP) have been introduced from 1 July 2026 as part of the Veterans’ Entitlements and Treatment (VET) reforms. Learn how the new shared-care arrangements work, including how payments may be apportioned between carers and what these changes mean for veterans and their families.

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Payday Super Changes 2026

Payday Super is one of the biggest upcoming changes to Australia’s superannuation system. From 1 July 2026, employers will be required to pay super contributions at the same time as wages. Learn what these changes mean for employers and employees, and how to prepare for the new super payment rules.

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Cashflow Basics

Understanding your cashflow is one of the foundations of building financial confidence. Learn what cashflow means, how everyday spending habits can impact your finances, and practical ways to manage your income and expenses to stay in control of your financial goals.

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TPD Insurance Explained

Not all TPD insurance policies are the same. Learn the differences between Own Occupation, Any Occupation and Activities of Daily Living (ADL) definitions, and discover why understanding your cover is essential to protecting your financial future.

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Veteran Allied Health Support Changes from 1 July 2027

The Australian Government has announced major changes to DVA allied health services from 1 July 2027. Learn about higher provider fees, the removal of 12-session treatment cycles, the new $5,000 annual allied health limit, and what these reforms mean for veterans and their families.

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Tax-Smart Strategies

Want to keep more of what you earn? Discover practical tax-saving strategies, including salary sacrificing to super, claiming eligible deductions, tax-effective investing, and smart end-of-financial-year planning to help maximise your income while legally minimising your tax bill.

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Choosing the right investment platform

Choosing the right investment platform can make a big difference to your investing experience. Learn the key factors to consider, including brokerage fees, investment options, tax reporting, security, and ease of use, so you can invest with confidence and work towards your long-term financial goals.

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The Power of Compound Interest

Discover how compound interest can help grow your wealth over time. Learn why starting early, investing consistently, and making the most of your superannuation can put your money to work and help you build a stronger financial future.

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Achieving Financial Fitness

Building wealth starts with the right habits. Discover how small, consistent actions, like budgeting, investing regularly, and making extra super contributions, can help you achieve long-term financial security and create a stronger financial future.

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