our services
Defence Services
We invoice DVA directly for eligible financial planning advice, removing the worry of upfront costs
Many veterans shared that the advisers they approached often lacked a comprehensive understanding of the complexities involved in military entitlements, pensions, and the relevant legislation, along with the lasting consequences of the decisions they were required to make. This revealed a critical gap in the support system. It became clear to us that no veteran should have to navigate this process alone. In recognition of their service and sacrifice, we felt a deep responsibility to establish a place where veterans can access informed, reliable guidance when it matters most.
Permanent Impairment (PI)
A Permanent Impairment offer from DVA, is a tax-free compensation payment to current and former ADF members for injuries or illnesses accepted as service-related that have resulted in a permanent and stable impairment. This compensation can be provided either as a lump sum or as a lifetime weekly payment.
It is highly recommended that a veteran receives personalized financial advice prior making their election. You may be eligible for financial funding to cover this advice.
We take the time to assess your individual circumstances and carefully consider how this payment may interact with or impact any other benefits you receive whilst helping you reach your financial goals.
Special Rate Disability Pension (SRDP) or Incapacity Payments (IP)
The Special Rate Disability Pension (SRDP) is a tax-free payment for veterans whose ability to work has been severely restricted due to conditions arising from their military service. Eligible veterans are offered the choice to receive SRDP or continue with their existing Incapacity Payments. It is often a complex decision even when faced with a $0 or $0 offer. There are important underlying factors such as Social Security Entitlements that can significantly affect the overall outcome. Our team of specialist advisers work with you to get the best possible outcome.
ADF Transition Financial Advice
Transitioning from ADF service can present a range of personal and financial challenges. To support members during this time, the ADF Transitions program offers limited financial funding aimed at providing clarity and guidance throughout the transition process. If you have a discharge date or have discharged within the past 24 months, you may be eligible for this support.
We are committed to supporting veterans through this significant life transition by offering general but tailored advice. We provide guidance on a wide range of areas, including DVA rehabilitation programs, CSC pensions and super, including invalidity pensions and retirement benefits. This session is designed to give veterans clarity, confidence, and practical strategies to navigate their financial future with greater certainty.
Contact us for a quote that you can forward through to your Transition Coach along with your AC853-3 Defence Force Transition Program Application.
Superannuation
Superannuation schemes are always evolving and the plan you may be covered under, may no longer be relevant. Superannuation plans which have been offered under the Commonwealth Superannuation Corporation (CSC) include: The Defence Force Retirement and Death Benefit Scheme (DFRDB), Military Superannuation and Benefits Scheme (MSBS), and the ADF Super scheme (ADF Super). Some of these schemes offer generous incentives for further contributions which can alter a retirement benefit outcome drastically.
