Brisbane Financial Advisers

DVA & Defence Financial Planning

At APEX Financial Services Group, we believe that financial freedom is within reach for everyone. That’s why we offer accessible services that are designed to help you achieve your goals no matter what your financial situation may be.

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Proud to be one of Australia’s leading wealth and defence force advisory groups

Our Services

Whether you’re preparing for retirement, evaluating a DVA offer, or ready to purchase your next home, our experienced financial advisers are here to guide you every step of the way. We provide tailored support across a range of services, from Permanent Impairment (PI) and Special Rate Disability Pension (SRDP) offers to retirement strategies and insurance planning, to help you make confident, informed decisions and achieve lasting financial wellbeing.

Financial Advice

We believe everyone deserves a strong financial future. That is why we work with our clients to tailor our advice to their unique goals and circumstances.

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Defence Services

Robert O'Reilly is a Brisbane Financial Adviser at APEX Financial Services Group.

Whether you’re thinking of discharging or have already received a DVA offer, all our Advisers are specially trained in Special Rate Disability Pension (SRDP) and Incapacity Payments (IP), Permanent Impairment (PI) and providing ADF Transition Financial Advice.

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Mortgage Broking

Simon West is a Brisbane Mortgage Broker with Apex Financial Services Group

We offer a range of mortgage services designed to help you secure the best possible deal. Our team will help you navigate the complex world of mortgages and ensure that you get the right loan for your needs.

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What our clients think

"Thank you to Apex Financial Services especially Stepahnie Dyer for all your help with my SRDP election. Your knowledge and understanding of a DVA process was amazing and delivered in a way that helped us understand the decisions we were making. Stephanie provided valuable advice on Centrelink entitlements that my wife could apply for that we weren't aware of. I have no hesitation in recommending Apex Financial Services to any Defence member or family / friends."
Peter Fowler
"APEX Financial Services was recommended to me by a close friend and colleague of mine. My interactions thus far with the company have been nothing but great. I am very pleased to have Stephanie Dyer as my financial adviser. She has been amazing to deal with. After our first consult she was able to deliver a very detailed statement of advice covering recommendations in all aspects as per my financial objectives. Her knowledge and expertise in this field has highlighted her as a very competent financial adviser. She is well versed in the DVA system and during our interactions has always remained approachable and professional. Thank you Stephanie."
DZ
"I recently worked with APEX Financial Services and was impressed by the in-depth advice they provided on a wide range of financial matters. They were able to cover broad financial topics with clarity, offering well-rounded guidance that helped me better understand my options. While their advice was more general in nature, it served as a solid foundation for making informed decisions. APEX demonstrated professionalism and a strong knowledge base, which made the process smooth and insightful. I would recommend them to anyone looking for a reliable starting point for financial advice."
Brad Elliott
"Robert is amazing. Not only an expert at finance but very honest. Our meeting was supposed to be 1 hour and eded up taking 2 hours with no extra charge. We talked about all aspects of life and my goals. I absolutely could not recommend him higher. He takes a holistic approach to life and financial goals. If you are thinking of getting some advice on super or your financial situation, this is your man."
Kurt Flanders
"Stephanie was remarkably knowledgeable with the intricacies of my DVA case and explained everything in easy to understand language. Her expertise and follow-up communication put my mind at ease with a stressful situation. I would highly recommend Stephanie and the team at Apex."
Tim N
"We've been clients of Apex Financial Services Group for several years now. Robert and Stephanie are experts in Defence and Ex-Defence Service members financial matters and we highly recommend them."
Jenni Holdcroft
"Rob and his team go to extended lengths to tailor a plan after understanding your needs. In particular, APEX have extensive knowledge on those transitioning from the ADF and provided my family and I a very comprehensive plan ahead to secure a sound financial future. Rod personally took calls and communicated clearly on the pros and cons of various options and I Never felt pressure to make any decisions. I highly recommend Rob and his team for an financial advice."
Justin Smith
"I am so grateful to you [Robert] for your concern for my emotional and financial wellbeing, particularly since my beloved husband passed away. To know that I am able to contact you at any time and discuss my concerns, sets my mind at ease. I know instinctively, that you will most assuredly take care of any problems I may have, real or imagined. Thus far, your investments on my behalf have made a huge difference to me, do I have enough funds for home maintenance for instance? Knowing that funds are available for my expenses makes me feel so secure. I can't thank you enough for your expertise and diligence in caring for my future security."
Pamela O'BrienNanango, QLD
Robert has been providing our business and family with insurance advice for the last two years. Since our first meeting he was able to quickly determine the insurance protection we needed and provided easy to understand information and advice to ensure we had a full coverage across our business and personal insurance. Robert is approachable, thorough and extremely knowledgeable. We highly recommend Robert's services to anyone looking for financial advice from a professional they can trust.
Sophie & Andy HarrisWest End, QLD
Robert O'Reilly is our financial advisor since earlier this year. He has helped plan our future in a very pleasant and helpful way. Robert is always on hand to give us advice at any time. We have trust with Robert that he always has our best interests at heart.
William & Patricia OnusToowoomba, QLD
"Robert has been my financial advisor for a number of years now and I am totally confident in his advice and judgement. I find that I do not have to repeat anything to Robert, he is always up to speed, prompt with meetings and follows up punctually on any matters I may be waiting an update on. I have no hesitation in recommending Robert as a financial advisor and am looking forward to a long and rewarding professional relationship with him."
Marianne ChalkIpswich
We have met with Robert from Apex Financial on two separate occasions via recommendation from a fellow DVA veteran. Robert devised a clear plan that respected our financial and personal position and more importantly our financial goals. We found Robert to be professional, very approachable and very insightful. We would highly recommend him to our family and friends.
Sara FreemanDECEPTION BAY, QLD
We are very happy with Apex Financial Advice. Robert has put a financial plan in place that we are happy with & he was able to answer all our questions so that we could understand how it would work & be comfortable with. We would highly recommend Apex Financial Advice.
Margaret & John SmithRedland Bay, QLD
Robert O’Reilly is fantastic to deal with. The financial advice I was after was quite specific to do with SRDP from the Department of Veterans Affairs. It was great to find a Financial Adviser that had an extensive knowledge of this topic. He was also able to invoice the Department directly which meant no need to be out of pocket awaiting a refund. He has a very broad knowledge base on all things financial and was extremely efficient. Thanks again Robert!
Robert BiggPortland, VIC
Apex Financial is an excellent firm that assisted my wife and I in all our financial advisory needs! I couldn't fault the service which was always timely, comprehensive and tailored to our specific financial situation. Robert is an excellent communicator who genuinely cares for the financial success of his clientele, and is extremely down to earth. He has an amazing ability to explain and simplify financial matters which can often be perplexing and difficult to wrap your head around. He keeps no secrets for himself and actively tries to educate and guide you so that you can build upon your own knowledge. The whole experience will leave you feeling in control and confident about your finances. Trust is a massive aspect of any transaction regarding finance, especially financial advice. I can honestly say Robert makes it easy to feel comfortable and at ease that he will help in a manner that benefits you. I couldn't recommend him more highly. Thank you Robert!
Aristotle AlogMurarrie, QLD
Rob and his team are all over DVA paperwork. Would highly recommend to anyone, very thorough and polite.
Richard BarnettBurrum Heads, QLD
Apex Financial Services Group have been fantastic from the start. Apex Financial Services was recommended to me by a Defence Force Colleague prior to my retirement from the Royal Australian Navy. I am impressed and very satisfied as to the level of detail and accuracy of my financial plan. I have had excellent communications with my financial advisor who has been available to answer any questions whenever I have needed to do so.
Nickolas Skow
I’ve had the pleasure of working with APEX Financial Services on multiple occasions. More recently I seeked advise related to the DVA SRDP, and I couldn’t be more impressed. Their team provided clear, knowledgeable, and genuinely helpful advice that gave me peace of mind during a complex process. They took the time to understand my situation and delivered sound financial guidance tailored specifically to my needs. Which I might add was well above the scope of my initial enquiry. What stood out most was their professionalism, patience, and genuine care. I never felt rushed or overwhelmed – just well-informed and supported. It’s rare to find a financial service that combines expertise with such a strong personal touch. If you’re navigating DVA entitlements or need trustworthy financial advice, I can’t recommend APEX highly enough. They’ve earned my trust and respect.
Justin Rowan
Word of mouth recommendations are the best endorsement a company can achieve and that is how I was introduced to APEX FSG. I have not been disappointed with the service I have received. Chris provided an exhaustive and thorough financial plan to us that we have been able to understand and implement. Although the 60+ page document seemed daunting at first, Chris took the time to explain it to us and has fielded many questions from us since, providing us with answers and clarification in a prompt and timely manner. We are well on our way to taking back control of our finances and making our money work for us. A huge thanks to Chris and the rest of the team at APEX FSG.
Joshua Hayes
My husband and I had a fantastic experience with APEX Financial Services. From start to finish, the staff were both professional and genuinely friendly, which made the entire process smooth and comfortable. They provided detailed reports and information that thoroughly covered all available options, giving us confidence in the decisions being made. As someone with limited knowledge of investments and financial matters, I really appreciated how clearly everything was explained to me. They took the time to present complex topics in a straightforward, easy-to-understand way without ever making me feel overwhelmed. Their approach was informative and reassuring, and I always felt like my best interests were at the forefront. I highly recommend APEX Financial Services to anyone looking for expert financial advice delivered with professionalism and a personal touch.
Laura Gilson
I received professional & tailored advice, everything clearly set out in a well presented portfolio. Will use again for future needs.
Beth Roxburgh

Client Stories

A Tailored Financial Plan That Brought a Couples Retirement Forward

Susan and Dean approached us about to receive Financial Advice. Dean is a Veteran who had previously retired, and Susan was still working. They had recently sold their previous Home and were wanting to set themselves up for retirement. While Dean had retired, Susan thought she was still some time away from being able to retire herself and was intending to continue working for another four years. 

We sat together and worked through not only their income needs in retirement, but gain an understanding of their expectation on the different risks one can face when planning for their financial future. We were also able to uncover that Dean was eligible for the Service Pension, which they were not aware of.

We were able to take these client’s needs and priorities to create a detailed Financial Plan that identified that not only could Susan afford to be able to retire now, but that they would be able to receive  $8,400 per annum in Service Pension income each year to supplement their own assets in meeting their retirement income needs. This gave Susan the ability the peace of mind to be able to retire earlier than she intended and spend more time with Dean, travelling and enjoying retirement.

Veteran with an SRDP offer. Partner was able to cease working and increase their household income by $17,820 p.a.

George and Simone came into our offices for advice, following George’s SRDP offer he received from the Department of Veteran Affairs. George was on a medical pension from Commonwealth Superannuation and Simone worked part time. They had two children currently in primary school.

What George thought was a straightforward decision given his offer was to remain on Incapacity payments of $0 or elect SRDP of $0, we soon found there was more to be discovered. We proceeded to gather some information in relation to their situation and uncover some entitlements they may be eligible for from both Services Australia and Department of Veteran Affairs. We explained the different factors that influence the payments we were considering and obtained a bigger long-term picture about the couple’s plans of work.

After creating a plan, we were able to determine that with the recommended election, Simone was able to cease her part time job and spend more time with George to assist him, along with raising their young family. The plan outlined the combination of steps to maximise their entitlements they were eligible for and left them with a larger disposable income than they were currently receiving with Simone working.

This relieved the couple quite significantly as they had been stressed with managing appointments for George around Simone’s work schedule, whilst also juggling the children.

Supporting our local community

At APEX Financial Services Group, we support a number of local charities and sporting clubs. For more information on our charitable donations and fundraising efforts as a company, please send an enquiry to admin@apexfsg.com.au.

Organisations we support

Veterans Retreat Logo

Community Sport